Sarah worked as a consultant for a large company. She was good at her job and earned around $200,000 per annum. As a result, she paid a lot of tax on this income. Sarah and her husband also had a large mortgage on their home (about $225,000) and had concerns about whether they were getting ahead as rapidly as they should be.

Could we help them?

Well, yes we could. In the first 12 months of advising them we showed them how to:

Slash $7,500 off their annual tax bill
Cut $2,000 off their insurance costs
Increase their savings level to $48,000 per annum

How did we do it?

Not with budgeting and cost cutting (they now spend more than $10,000 every year on overseas travel for the family) - we just showed them how to restructure their situation to unlock some hidden value and then how to use that value to do better with what they had.

They’ll do even better next year, and the year after that, and the year after that.

CASE STUDY #2

Alan is a multimillionaire businessman. However, he is extremely busy. So busy in fact that he left $1million in his bank at 3% for a whole year.

Could we help him?

Yes we could - this one was easy. We put him into a low risk, high returning portfolio and logged him onto our bank owned, state of the art, computer based portfolio monitoring system.

He pays no entrance or exit fees, he enjoys the privilege of wholesale fund rates, he achieves average return rates of between 6-18% per annum, and his risk of total capital loss is less than one in a trillion (much better than his bank).

So, he can stay busy travelling the world doing what he is good at, while we and his trustees do what we are good at by looking after his million dollar investments here.

CASE STUDY #3

Brian, lives here and works in IT for a US based company. He works very hard and three years ago he got lucky. His company gave him options to purchase its shares cheap provided he continued to work for them for another three years.

The three years was up this year. We advised him on the best time to cash his options from which he earned US$125,000! But, his New Zealand tax bill was over $90,000.

We showed him how to make an extra $12,000 on the exchange rate and how to cut his tax bill from $90,000 to $50,000.

He paid off his mortgage, he bought a big boat, and he added $150,000 to his existing investment portfolio. The future is very bright for Brian.

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